The long-anticipated generic version of Lipitor has officially arrived, and it’s shaking up the prescription drug market. In response, Pfizer — the maker of Lipitor — has launched incentives to encourage patients to stay with the brand-name drug. But with such a large price gap between brand and generic options, many are questioning whether these… Continue reading Generic form of Lipitor arrives as company offers incentive
Anthem Blue Cross and Blue Shield has officially announced the release of the generic form of Lipitor (atorvastatin), one of the most popular medications prescribed to help lower cholesterol and reduce the risk of heart disease. This new availability means consumers can now access the same trusted treatment at a fraction of the cost of… Continue reading Anthem announces release of generic form of Lipitor.
The Department of Health and Human Services (HHS) has issued its final rule on the Medical Loss Ratio (MLR) requirement — and the outcome brings significant changes for the health insurance market in Colorado and across the country. Unfortunately, this decision poses new challenges for many insurance brokers and agents who assist individuals and small… Continue reading Department of Health and Human Services (HHS), announces Medical Loss Ratio Rule for Health Insuance Colorado
The Patient Protection and Affordable Care Act (PPACA) — often referred to as the Affordable Care Act (ACA) — continues to reshape the nation’s health insurance landscape. One of its key provisions is the establishment of state health insurance exchanges, online marketplaces designed to help individuals and small employers purchase affordable health coverage. Yet,… Continue reading State Health Insurance Exchanges Remain Unclear: 12 States Move Forward to Set Up PPACA Exchange Infrastructure
The U.S. Food and Drug Administration (FDA) has announced a major shift in its recommendations regarding prescription pain medications that contain acetaminophen, such as Vicodin and Percocet. This move comes after growing concerns about the risk of accidental overdoses and severe liver damage when acetaminophen is combined with other over-the-counter medications. Why the FDA… Continue reading Federal Drug Administration wants to ban RX drugs Vicodin and Percocet Health Insurance
Recent reports show that 2.5 million young adults between the ages of 19 and 25 have gained health insurance coverage during the Obama Administration, marking a significant milestone in expanding access to healthcare for younger Americans. This change reflects the early effects of the Affordable Care Act (ACA) — commonly known as “Obamacare” —… Continue reading 2.5M young adults gain coverage during Obama Administration
Colorado’s high-risk individual and family health insurance program, known as Cover Colorado, is currently operating at twice the national average cost — a concerning trend that reflects the growing financial strain of covering the state’s most medically vulnerable residents. Administered through Insurance Services Network, Cover Colorado was designed to provide affordable coverage options to… Continue reading Colorado’s high risk individual and family health insurance pool is running twice the national average
Health insurance is more than just a safety net — it’s an essential part of protecting yourself and your family from unexpected medical costs. With the constant changes in health benefit laws and policy structures, it’s more important than ever to ensure you have a plan that truly fits your needs and budget. Many… Continue reading Filling a Health Insurance Need
The Congressional Budget Office (CBO) has released updated projections for President Obama’s Health Care Reform Law, revealing significantly higher costs than initially anticipated. The report, which now extends estimates through 2022, includes additional years of full implementation under the Patient Protection and Affordable Care Act (ACA). Originally projected to cost around $900 billion, the… Continue reading Health Insurance Reform, shows much higher spending according to CBO
The Obama administration has finalized regulations clarifying the important role that insurance brokers and agents play under the Affordable Care Act (ACA), commonly known as Obamacare. These new rules allow licensed agents, brokers, and private organizations to help individuals and employers purchase coverage through state and federally run exchanges. According to Beth Mantz-Steindecker, John… Continue reading Health Insurance Brokers and Agents have role with Obamacare